You’re in bed lying awake.
The thought that the next bill is already on it’s way sends shudders down your spine.
You toss. You turn. But it’s driving you mad.
Your bank account just never seems to have enough zeros at the end to cope with the onslaught.
There’s no need to fret. Educating yourself about your personal finances is what you’ve been missing.
Being money savvy can help turn your fortunes around and put the odds back in your favour.
So where do you start?
The following 20 bloggers have managed to do absolutely amazing things with their lives. They’ve mastered their money and many have managed to do it from pretty dire straits.
Want to master your money? It’s time to acquaint yourself with these 20 Money Masters.
- 1 Budgets Are Sexy
- 2 Len Penzo
- 3 Frugal Woods
- 4 Blonde On A Budget
- 5 20 Something Finance
- 6 Mr Money Mustache
- 7 Extreme Retirement Extreme
- 8 Go Curry Cracker
- 9 1500 Days
- 10 Creative Money
- 11 The Minimalists
- 12 Free From Broke
- 13 Financial Highway
- 14 Enemy Of Debt
- 15 The Simple Dollar
- 16 Retire Happy
- 17 Beating Broke
- 18 Fiscal Geek
- 19 Punch Debt In The Face
- 20 Financial Samurai
- 21 The Wrap Up
Budgets Are Sexy is run by none other than the master hustler himself J Money. He’s on a mission to get you to stop and get pay attention to your money. But seriously if you’re looking for a personal finance blog that isn’t boring, this is the place to be. Not only is J an expert when it comes to personal finance he also rocks a killer mohawk! Who ever said personal finance had to be boring?
Len is a veteran personal finance blogger. He started his blog in 2008 and since then his words have managed to attract millions of visitors. In fact, since 2008 Len has managed to accumulate an impressive 4 million visitors. Len focusses on teaching you to be personally responsible for not only your personal finances but just about everything you do in life. In fact, Len practices what he preaches and manages to live on a little over $40k a year in spite of his blog success!
Mr and Mrs Frugalwoods are chasing financial independence through extreme frugality. They weren’t happy living the nine-to-five grind and in 2014 made the decision to chase financial independence. They moved to a rural homestead and have been focussed on serious saving. In 2014 alone they managed to save over 71% of their income!
Do you have a shopping addiction? You need to be taking a leaf out of Cait’s book and putting yourself on a self-imposed shopping ban. Cait runs Blonde on a Budget, but don’t let the blonde locks fool you she’s serious about her money. She’s managed to blog herself out of $30,000 worth of debt and chronicles her endeavours over at Blonde On a Budget.
Spending the best years of your life working in an unfulfilling job and grinding for menial pay is not something you want to be doing. Neither did G.E. Miller from 20 Something Finance. He’s been hacking at his finances and has managed to achieve an impressive annual savings rate of 85%!
Mr Money Mustache is here to serve you straight-up financial freedom through badassity. He’s achieved financial freedom, escaped his cubicle and now teaches people how to do the same. I personally love his post on the math behind early retirement.
Early retirement extreme is quite possibly the ultimate resource when it comes to extreme frugality. The site is run by the extremely accomplished Jacob, whilst he might not be blogging as frequently these days the forum is kept alive by the loyal followers of his frugality formula.
Winnie and Jeremy from Go Curry Cracker blog about financial independence. They’ve managed to leave their jobs and retire to Taiwan where instead of working for 48 weeks a year with two weeks holiday, they instead holiday all year round.
What would you do if you only had 1500 days to make a massive change in your life? Well, Mr.1500 decided that he’d build a $1 million debt free portfolio within 1500 days of starting his blog. It’s pretty amazing to see what he’s managed to achieve since its inception. Check out his progress here.
Time to get creative with your money, Mindy from creative money is an amazing financial coach. She bridges the gap between the energetic, spiritual and financial over at Creative Money.
Get rid of your stuff and live more! Joshua Fields Millburn and Ryan Nicodemus are teaching the world to live a meaningful life with less. They’ve been featured on some of the largest news networks and even have a TedX talk. These two world changers also have a documentary coming out called Minimalism, watch this space!
Break free from broke with Glen Craigs’ personal finance wisdom. Tired of living pay cheque to pay cheque, Glen made some serious fiscal changes to get his money in order. He cut his spending and paid off his debt and now blogs about all things personal finance at Free From Broke.
What’s it going to take to get you on the highway to financial freedom. Well, reading Financial Highway is a good way to start. They’re all about everyday finances and living a healthy financial lifestyle.
Brad Chaffee and Travis Pizel are debt assassins! They are committed to helping you eliminate any and all debt from your lives. Brad decided in 2008 that enough was enough and made the decision to rid himself of debt. In just 18 months, he managed to rid himself of over $26,000 in debt.
The simple dollar was originally started by Trent Hamm in 2006 after going through a complete financial meltdown. Whilst he doesn’t own the blog anymore The Simple Dollar continues to be an amazing resource for those passionate about personal finance.
Retire Happy is run by Jim Yih. He’s dedicated to making retirement the best years of his life. Trust me, by reading Retire Happy you’re one step closer to making them the best years of yours as well. Not only is he a successful blogger, he’s also an accomplished speaker, author and columnist.
Beating Broke is run by money master Shane. For a while, Shane and his wife struggled to pay their bills and at one point even thought about declaring bankruptcy. Instead of giving in he decided to beat broke. Shane and the team blog all about personal finance and you guessed it beating broke!
Admit it. You’ve got a little geek in you. Fiscal Geek is the perfect place for personal finance nerds alike!
Punch Debt In The Face isn’t your traditional personal finance blog. It’s run by Ninja (it’s his pseudonym) and he’s serious about debt. So serious in fact that if debt had a face, he’d punch it. Safe to say he has pretty strong views on the topic of debt. As an added bonus, Ninja also raps.
Last but not least on this list is Financial Samurai, straight up slicing through money’s mysteries. The Samurai himself is focused on achieving financial independence sooner, rather than later. If you haven’t done so already you need to read up on how to Be Your Own Fund Manager. On a side note, Financial Samurai is part of the Yakezie network and is committed to creating powerful friends through his Alexa Ranking Challenge.
The Wrap Up
Your money problems could be a thing of the past.
All it takes is a little know-how.
So why not start today?
Go ahead. Do yourself a favour and subscribe to the blogs above.
You’ll be one step closer to never worrying about money again!